Because you've created the record, but haven't yet chosen who should receive it. Your records live in categories; your vaults are what deliver them to people. Until a record is assigned to at least one vault, it's stored safely and encrypted — but nobody receives it.
To fix it, click the ⋮ menu on the record's card, choose Assign to vault, tick the vaults it should go to, and save. It takes a few seconds.
Full detail: Assigning Records to Vaults.
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